Common Questions

Emergency Roof Replacement FAQ

Answers to the questions Missoula homeowners ask us most.

How urgent is roof repair after storm damage?

More urgent than most homeowners expect. Even a small gap in the shingles or flashing lets water into the decking and insulation within hours, and what starts as a $600 patch can turn into a much larger repair if it sits for a few days. If you can see daylight through the roof or water is actively coming in, treat it as same-day.

How do I know if I need a repair or a full replacement?

It depends on how much of the roof is affected and its age and condition. A single damaged section on an otherwise sound roof is usually a repair; widespread hail damage, multiple leaks, or a roof already near the end of its lifespan usually points to replacement. We give an honest read on the call, not an automatic upsell.

How much does emergency roof replacement cost in Missoula?

A full asphalt shingle replacement typically runs $9,000–$15,000 for an average home, more for architectural shingle or metal. An emergency tarp-over to stabilize things in the meantime runs $300–$800. Every estimate is based on a real inspection, not a phone guess.

Does homeowners insurance cover storm or hail roof damage?

Often, yes — most homeowner policies cover sudden storm, wind, and hail damage, though coverage details vary by policy and insurer. We document the damage on-site and can walk your specific situation through with you.

Do you help file or work with insurance adjusters?

Yes. Our Insurance Claims Coordinator meets adjusters on-site and works directly with them on the claim, so you’re not navigating the process alone while your roof is under a tarp.

How fast can you respond to an emergency roof call?

Most active-leak and storm-damage calls get a same-day response. A full replacement is typically scheduled within the week once the estimate, insurance details (if applicable), and materials are confirmed.

How long does an emergency tarp-over last?

A properly installed tarp-over can hold for a few weeks in most conditions, but it’s a stopgap, not a permanent fix — we’ll tell you honestly how long yours should reasonably hold and get a permanent repair or replacement scheduled before then.

Are you licensed and insured?

Yes — every crew is licensed and insured, and we’re glad to provide documentation for your insurance company or lender if it’s needed.